Texas Legislation For Roof Claims

You may want to consider roofing materials that are less likely to be damaged by wind hail or fire.

Texas legislation for roof claims. The new laws texas hb 2102 have to do with insurance claims on roof repairs replacements. 11 10 independent insurance agents of texas roof claim issues in texas 1 introduction texas experiences some of the most severe weather on earth. A new state law makes it clear that it s illegal for a contractor or roofer to waive an insurance deductible. Hb2103 prohibition against uppa available here section 4102 163 of the texas insurance code enacted in 2013 prohibited the unauthorized practice of public adjusting by roofing contractors.

Be aware that texas law prohibits public adjusters from taking part in the repair process to prevent conflicts of interest. Roofers who waive deductibles are cutting corners. From 2004 to 2008 windstorm and hail. Take your business elsewhere.

Texas is the only gulf state without consumer protections against roofing scams. A new law if approved by gov. Abbott is designed to end the illegal. I sent the following open and public letter yesterday regarding texas roof claims in response to texas legislation which encourages insurance companies to pay less than what is owed less than what roofing manufacturers require to be done and encourages unsafe conditions which literally kill people.

Many of texas largest cities are located in the hail belt or tornado alley or are exposed to hurricanes along the coast. Specifically the payment of the deductible of which the homeowner is responsible for paying. An obvious and good question to ask and one we will address early in this article. Payment of deductible required.

For example roofers can t advertise that they will handle your insurance claim. To get the job texas roofers often offer homeowners a free roof by agreeing to pay the homeowner s insurance deductible. During the past 10 years every sizable effort to regulate the roofing industry has died in the legislature. Selecting a replacement roof.