Stand Alone Dental Plans California

Separate stand alone dental plans.

Stand alone dental plans california. An annual maximum is the dollar amount your dental plan will pay toward your dental care expenses within a specific period usually a year. 0 for in network preventive services. Ca delta dental of california. Some dental plans don t have an annual maximum limit on extensive dental care but others do.

You may want this if the health coverage you choose doesn t include dental or if you want different dental coverage. Stand alone dental plan a type of dental plan offered through the marketplace that s not included as part of a health plan. Delta dental ppo plans are underwritten by delta dental insurance company in al dc policy ient p core dc rev2018 fl ga la ms mt nv and ut and by not for profit dental service companies in these states. Up to 1 500 covered per year after deductible and coinsurance for restorative services.

Adults with and without children can enroll in family dental plans but they must purchase a health plan through covered california to be eligible. If a health plan includes dental the premium covers both health and dental coverage. Adults can get dental coverage in california by purchasing it as a supplement to their health insurance plan or on a stand alone basis. If you choose a separate dental plan you ll pay a separate additional premium.

Pa md delta dental of. Dental health is an important part of your overall health. Please see your plan booklet or policy for a complete description of plan benefits limitations and exclusions. Check to see if aetna dental direct is available in your state.

With a variety of plans available you can find basic dental coverage for general dental care or choose coverage for major care such as dental implants. Dental coverage for children is considered an essential health benefit so all health plans purchased through covered california include dental coverage for members under age 19. An exception is when the dental insurance is a supplement to a health plan that is purchased by an employer. You can see them when you shop for plans in the marketplace.

In some cases separate stand alone plans are offered. 50 deductible for individuals and 150 deductible for families. While most dental plans require a waiting period for major services like crowns or root canals if you switch from your existing comparable plan to an aetna plan we will waive your waiting period so you can start using your plan right away. Sometimes stand alone plans offer richer benefits.

How to preview dental plans. Separate stand alone dental plans cover routine preventive care to complex procedures like root canals a dental plan can help protect your finances and health for you and your family our experts can answer your questions and help you understand how to choose and enroll in a dental insurance plan that s right for you.